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Definition: Credit rating is an analysis of the credit risks associated with a financial instrument or a financial entity. It is a rating given to a particular entity based  : a score or grade that a company or organization gives to a possible borrower and that indicates how likely the borrower is to repay a loan Credit ratings are based 

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Index investing is therefore simply the process of using index funds to build a passive investment strategy. Index investors decide which markets they want to invest in, how much of their money to put in each one, and utilize index funds to put that plan in place.

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